Under Medicare SNF coverage, which period is when the patient pays everything?

Under Medicare SNF coverage, which period is when the patient pays everything?

• A. Days 1-20
• B. Days 21-100
• C. Days 101 and beyond
• D. All days

Answer: (C)

Medicare SNF coverage works in 100-day blocks after a qualifying hospital stay. Days 1–20 are fully covered, days 21–100 involve a daily patient coinsurance, and starting day 101 Medicare stops paying for SNF care entirely, so the patient pays all costs from day 101 onward. That makes days 101 and beyond the period when the patient pays everything.

Medicare SNF coverage works in 100-day blocks after a qualifying hospital stay. Days 1–20 are fully covered, days 21–100 involve a daily patient coinsurance, and starting day 101 Medicare stops paying for SNF care entirely, so the patient pays all costs from day 101 onward. That makes days 101 and beyond the period when the patient pays everything.